Investments

Stay in your comfort zone

Go back to the 1995 film, Clueless. After a driving lesson goes terribly wrong, the valley kids are almost squashed by a tractor-trailer, harassed by a motorcycle gang, and given the finger for driving too slowly by old people. If only they had remained in their comfort zone and taken their lesson on quiet residential streets rather than a 12-lane highway!

Which hat are you wearing?

Most of us have multiple roles — as business owners, professionals, workers, consumers, citizens, students, parents, and investors. So, our views of the world can differ according to whatever hat we're wearing at any one time.

Rainy-day Investing

Like farmers planning a harvest, investors pinning their expectations on statements about arithmetical "average" investment returns can be disappointed. As with rainfall, market returns are rarely evenly distributed either across time or place.

In and out of currency fashion

Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios.What are investors to make of all this media attention? What place, if any, should bitcoin play in a diversified portfolio?

KiwiSaver Vs. Volatility

Early in February after a long period of relative calm, the world found out that markets do contain a level of volatility they move up and DOWN and sometimes they can move quite quickly. What does this all mean to your average KiwiSaver investor… not much.

Should I consider dollar cost averaging?

We are sometimes asked about dollar cost averaging when investing client funds and whether this is a good idea. It is certainly something which should be considered, particularly for first time investors, and those whom are introducing a substantial lump sum deposit into their investment portfolio.

AI and real-time risk decisions in wealth management

This promises to be the year we see the culmination of some key technologies — from blockchain and artificial intelligence (AI), to design thinking and the cloud.

FAANG and the catchphrase investing

 

The financial media is drawn to catchphrases, acronyms, and buzzwords that can be sold as the new thing. FAANG (Facebook, Apple, Amazon, Netflix, and Google) is the latest of these. But does this constitute an investment strategy?

Reading the tea leaves

Investors at year-end are inclined to reflect on the 12 months gone and muse on what the coming year might bring.Aware of this appetite for speculation, the media tends to feed it with forecasts. These articles can be fun to read but are even more so a year later.

Advisory firms law changes look like Aussie model

Smaller advice firms in New Zealand could find the new legislative regime is harder to deal with than they expect if the Australian experience is anything to go by. The Financial Markets Authority has indicated that it will allow the requirements of licensing to be tailored to fit the needs of smaller firms.

Bitcoin bubble, the new tulip mania Part II

ver the years there have been numerous economic bubbles and subsequent crashes, for example, the dot-com bubble, the stock-market bubble, and the real estate bubble.

But the one few may be aware of is the tulip bulb market bubble (also known as tulip mania) of the 17th century in the Netherlands.

The bitcoin bubble – Part I

What if there is a technological advancement so powerful that it transforms the fundamental pillars of our society?

A technology that fundamentally influences the way our economy, governance systems and business functions, and could change our conceptual understandings of trade, ownership, and trust.