financial planning

Financial plan is like a voyage - so have navigator onboard

Embarking on a financial plan is like sailing around the world. The voyage won't always go to plan and there will be rough seas, but those who are prepared, flexible, patient and well advised greatly increase the odds of reaching their destinations.

Seven ways to tighten your Christmas spending

Last year, New Zealanders managed to spend a record $6 billion shopping in December, which was the highest monthly figure recorded by Statistics New Zealand.

Hawke's Bay enjoyed the highest holiday splurge, with a near 11 per cent increase on the previous year.