This a story on why it’s always important to be aware of what you’re sharing online or with anyone who may call you fishing for information.
Q3 2018 Review
World economic data remained encouraging throughout Q3. Global equities, particularly developed markets performed strongly. Emerging markets were punished, while Australia made small gains. And another reason to be wary of what you share online.
Putting 'family' into financial planning
A couple that decides to form a long-term relationship does more than create a legal and spiritual bond. At the same time, the personal and financial goals probably shift and become more complex.
A question of equilibrium to investors
There's been a lot of noise in TV & print media finance reports in the past one month. But have you ever wondered that if there are so many sellers out there, who is buying?
A Te Mata Coleraine Vertical of 32 vintages (1982–2016) donated by Stewart Group to HB Wine Auction 2018 fetches $19,000!
A "one of a kind" collection of a vertical lot collection of 32 vintages of the globally acclaimed Te Mata Estate Coleraine, donated by the Hastings-based Stewart family, went under the hammer at a pre-tasting event ahead of the annual Hawke's Bay Wine Auction next month.
Life Insurance Premium Options
Regular payments for your insurance are referred to as premiums and they will vary depending upon the amount insured and your age. Which premium is better for you?
Six mistakes investors make that you need to avoid
In almost every area of life – whether it's marriage, the workplace, or taking care of our health – we are often our own worst enemies. The realm of personal finance is no different. What's the biggest threat to achieving financial independence? Unfortunately, it's your own brain.
The Mexican fisherman parable
To re-evaluate what really matters in life and to discuss the psychology or mindsets that got us to where we are today, there's no better explanation than the story of the Mexican Fisherman.
What is asset allocation for KiwiSaver funds?
Most KiwiSaver providers let their customers choose how their balance is invested, by choosing the fund type to invest their contributions and employer contributions in. The KiwiSaver fund types have different ways of investing money, for example different combinations of cash allocations or shares.
Financial planning should be the natural friend of good insurance coverage
I had a friend who said that the trick to sailing in all conditions around the world was to know that sometime your boat would sink. He felt that keeping that fact at the forefront of his mind kept him prepared.
The Artificial Intelligence race gathers pace
Artificial Intelligence (AI) is transforming the way we live, and the tech giants are racing to stay ahead of the curve. This race is also presenting opportunities for the financial services industry.
Tax Working Group’s interim report: The good, bad, and ugly
The report narrows down options for the Government and gives a pretty clear indication of what the Working Group’s final recommendations will be in March ‘19.
Why is it so hard to talk about money?
Over the course of our lives, there are many uncomfortable questions and conversations to be had. Those dealing with money are perhaps the most persistent and difficult. The repercussions of not talking about our finances can be severe, with negative consequences to our health, wealth and happiness.
In Money Week, let's talk about financial resilience
"Resilience" tends to be defined as flourishing despite adversity or bouncing back quickly from difficult situations. Financial resilience is often considered as simply ensuring an emergency cash fund is available to cover against unforeseen expenses.
Ignoring advice can have consequences
A good adviser doesn't give advice unless it's aimed at improving someone's situation. Ignoring advice will generally come with a self-inflicted penalty. Somewhere down the track, not taking action will be to the detriment of that person or their family.
Investment lessons from betting on the nags
The Tarzino Trophy Daffodil Raceday on September 1 launches Group 1 racing for the season, bringing the big guns of New Zealand racing to Hastings, to battle at one of the country's stellar racing events.
The Fortnite power of attorney
A power of attorney (POA) can be a difficult topic on several levels, especially for those who don't or won't understand it because they don't think anyone should act on their behalf. Or in the case of an offspring, have their eyes on a financial prize when the elder departs.
The top 10 excuses we make about bad money decisions
Human beings have an astounding facility for self-deception when it comes to their own money. People who make bad money decisions can often rationalise them. Here are 10 common excuses.
Q and A: Canadian pension expert Barry LaValley
Canadian retirement expert, author and founder of the Retirement Lifestyle Center Barry LaValley was in Hawke's Bay this week, talking to clients of the Hastings-based Stewart Group, and addressing about 60 people at a public meeting on retirement issues in Hastings.
Secrets to happy retirement are right here
Retirement ought to be a happy time. You can set your own schedule, take long holidays, and start spending all the money you've been saving.
