Stewart Group

Should you rent a home, or buy?

So, renting a home always equals throwing money down the drain, and buying a home is key to building equity … right? Nope. That rule is as outdated as a horse and carriage. In fact, more people are deciding to keep on renting — indefinitely. Why? People have different financial goals.

Alarm bells over insurers conduct and culture

Purchasing life insurance is one of the most important financial decisions people will make in their lives. There are approximately four million life insurance policies in force in New Zealand, with consumers paying $2.54 billion in annual premiums.

Your New Year's Resolution

The new year is a time of reflection; a ready-made reminder to us all that we should perhaps take stock of what's happened and what will come next. It is a good time to ask a very simple but profound question: What could possibly go wrong over the course of the coming year?

What does trauma insurance cover me for?

After going blind in one eye, an Invercargill farmer's trauma claim was declined because her medical condition didn't meet her policy's criteria. Blindness in both eyes is covered in her policy whatever the cause, but blindness in one eye is only covered if it is caused by an injury, not a medical event.

A Te Mata Coleraine Vertical of 32 vintages (1982–2016) donated by Stewart Group to HB Wine Auction 2018 fetches $19,000!

A "one of a kind" collection of a vertical lot collection of 32 vintages of the globally acclaimed Te Mata Estate Coleraine, donated by the Hastings-based Stewart family, went under the hammer at a pre-tasting event ahead of the annual Hawke's Bay Wine Auction next month.

Six mistakes investors make that you need to avoid

In almost every area of life – whether it's marriage, the workplace, or taking care of our health – we are often our own worst enemies. The realm of personal finance is no different. What's the biggest threat to achieving financial independence? Unfortunately, it's your own brain.

What is asset allocation for KiwiSaver funds?

Most KiwiSaver providers let their customers choose how their balance is invested, by choosing the fund type to invest their contributions and employer contributions in. The KiwiSaver fund types have different ways of investing money, for example different combinations of cash allocations or shares.

The top 10 excuses we make about bad money decisions

Human beings have an astounding facility for self-deception when it comes to their own money. People who make bad money decisions can often rationalise them. Here are 10 common excuses.

Q and A: Canadian pension expert Barry LaValley

Q and A: Canadian pension expert Barry LaValley

Canadian retirement expert, author and founder of the Retirement Lifestyle Center Barry LaValley was in Hawke's Bay this week, talking to clients of the Hastings-based Stewart Group, and addressing about 60 people at a public meeting on retirement issues in Hastings.